Did you know there are over 50 ways to buy a home? • 20% down conventional • 80-10-10 • Wrap around all inclusive • 10% down conventional • Seller carryback • Seller finance • Auction • FHA loan • VA loan • Chafa money • CPM • ARM • Equity share with family member • Equity share with investor • Developer financing • 30/5 • 30/7 •15 year conventional • 5/35 • 30  year jumbo • 1 year ARM • EZ qualifier • Negative ARM • Seller trade • Foreclosure sale • FSBO • 5 year fixed • 7 year fixed • Tax sale • Divorce sale • Builders auction • RTC sale • HUD sale • REO • Equity share lender • Personal property down payment • GPARM • FHA 30 year • FHA 15 year • 30/10 • 30/ 15 • Bank sale • 6 month ARM • Convertible loans • Bi-monthly mortgage • Piggyback loan • 3/27 loan • Fanny Mae loan • Freddie Mac • LiBor 95% loan Call us today at 858-350-1206 to discuss the possibilities. Understanding the Advantages of Home Ownership Buying                  Versus                  Renting 1) You will have a great tax write-off. 2) Your housing expense may never go up. 3) You can use, decorate, make physical changes and enjoy your home as you see fit. 4) You may build a large equity as your home appreciates in value. 5) You are not at the mercy of your landlord. 6) Your house will become a home, not a temporary living situation. 1) You have no tax write-off. 2) Your rent can go up each year. 3) You must get permission to make any changes to your dwelling. 4) You have no equity build up. Your money is gone for good. 5) You can be evicted. 6) Your living situation is always temporary. Call us to get started on the purchase of your new home!